Military Retirement Program
A dedicated initiative designed to support service members and veterans as they transition into retirement — built with respect for your service and a commitment to your long-term stability.
As a fellow veteran with 10 years of Air Force service, I understand the unique challenges of military retirement. I want to help my military brothers and sisters secure the future they've earned.
From One Veteran to Another
After serving 10 years in the United States Air Force as a Medical Technician and Noncommissioned Officer, I know firsthand that the transition from military service to civilian life — and eventually retirement — is one of the most significant journeys a service member will face.
Too many of our brothers and sisters in arms leave the military without a clear financial plan for the future. They've spent years protecting our country, and now it's time someone protects their financial future.
That's why I created the Military Retirement Program — a dedicated initiative focused on financial security, strategic planning, and peace of mind for military retirees and their families. Whether you served 4 years or 30, you deserve a retirement that honors your sacrifice.
Proudly Serving All Branches
No matter your branch, rank, or years of service — if you wore the uniform, this program is for you.
Program Benefits
The Military Retirement Program focuses on building a secure financial foundation that honors your years of service.
Principal Protection
Your hard-earned military retirement savings are protected from market downturns with guaranteed floor rates.
Growth Potential
Participate in market gains through index-linked strategies while maintaining a safety net for your family.
Guaranteed Income
Create a reliable stream of retirement income that supplements your military pension — income you can never outlive.
Tax Advantages
Benefit from tax-deferred growth and strategic rollover options. Direct rollovers are not taxable events.
Family Protection
Indexed Universal Life (IUL) options provide legacy protection and financial security for your loved ones.
No-Fee Rollovers
Roll over your TSP, 401(k), or other retirement accounts seamlessly with zero fees and zero hassle.
Your Path to a Secure Retirement
I make the transition from service to retirement as seamless as a well-executed mission.
Free Veteran Consultation
Schedule a one-on-one meeting where we review your military benefits, pension, TSP, and overall retirement picture.
Personalized Strategy
I create a custom retirement plan that maximizes your military benefits and fills any income gaps for the retirement you deserve.
Seamless Execution
I handle all the paperwork and coordination. Your rollover is completed with no taxable event and no fees — stress-free.
Ongoing Support
Your mission doesn't end at retirement. I provide continuous support to ensure your plan adapts as your life evolves.
What Makes This Program Different
Accounts We Help With
Rollover and retirement account options
Federal employee & military retirement savings
Employer-sponsored retirement accounts
Tax-sheltered annuity plans for public employees
Individual retirement accounts
Strategies to complement military pensions
“You served our country with honor and dedication. Now let me serve you by helping secure the retirement you and your family have earned. This isn’t just a job for me — it’s a mission.”
Sonya Vargas
U.S. Air Force Veteran • Financial Representative
CA Insurance License #4250742
The information provided on this page is for educational purposes only and does not constitute financial, tax, or legal advice. Consult with qualified professionals regarding your specific situation. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by a bank or any bank affiliate, and may lose value. Guarantees are based on the claims-paying ability of the issuing insurance company. Sonya Vargas is a licensed insurance professional in the State of California (CA Insurance License #4250742) and is not affiliated with the U.S. Department of Defense or any branch of the military.
Ready to Secure Your Military Retirement?
Schedule a free consultation and let a fellow veteran help you plan the retirement you've earned.